OMG! things you Shouldn’t carry in your WALLET
10 Things You Should Never Keep in Your Wallet
A person tends to carry around important documents and information in his or her wallet. Unfortunately, the more one carries in a wallet, the more at-risk the person is of misplacing valuable and expensive items or having important documents stolen, both of which can lead to identity fraud. For those who want to reduce their risk of suffering loss, theft, or fraud, there are a few things they can do to keep themselves safe should the worst ever happen. By adhering to the following list of 10 things a person should never keep in a wallet, a person can help to greatly reduce the risk of turning a bad situation into a disastrous situation.
There are numerous products available designed to help people keep their wallet and important documents safe and protected. Many travel shops, department stores, and luggage stores sell a range of wallets, purses, and other items people can use instead of carrying everything in the one wallet. eBay also has a range of useful products to choose from.
1. Social Security Card
People tend to carry their social security card in their wallet out of habit, not because they actually use it regularly. Most of the time people don’t need this extra form of ID, and many people actually remember their nine digit number by heart anyway. With a stolen social security card, a thief is able to buy a car, open a bank account, or take out a loan or mortgage, all in the card owner’s name. A social security card should only be kept in a wallet when the user knows he or she will specifically require it.
A passport is one of the easiest ways to steal someone’s identity. A passport is actually very rarely required, and most people have ample ID in their wallet, including a driver’s license. When traveling, a passport should always be left in the hotel safe and never taken unless specifically required for traveling purposes. When at home, a passport should be kept in a safe place and one should always have a photocopy, especially when on vacation. When traveling, there are some very useful passport wallets designed to hold passports and important travel documents. This is the best place to store a passport while on vacation or at home.
A checkbook has a person’s bank account number, routing number, and address. There is also the possibility that a person’s signature is imprinted on the check. A thief can begin writing out checks immediately, likely before the owner even realizes the checkbook is missing. The best way to carry checks in a wallet is one at a time. Ideally, the check should not be left blank, but filled in as much as possible.
4. Passwords and PINs
Passwords and PINs should never be written down and left in a wallet, and this includes a home security alarm code. Writing these down will allow a thief quick and easy access to one’s personal life. For those who simply cannot remember regularly used passwords and PINs, keep these in a password-protected cell phone.